Free calculator · EUR

Irish Mortgage repayment calculator

Calculate monthly repayments, total interest and the full cost of a mortgage. Calculated in EUR with Ireland-specific context.

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Your figures

Change any value for an instant estimate.

Inputs stay on this device unless you choose “Save result”.

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Estimated monthly mortgage repayment

€2,953
Amount borrowed
€520,000
Total repayments
€1,062,901
Total interest
€542,901
Number of payments
360

Assumes a fixed rate and equal monthly principal-and-interest repayments. Fees are excluded.

About this tool

Built for Ireland, not just translated.

Estimate equal monthly principal-and-interest repayments on a mortgage in EUR. The breakdown separates the amount borrowed from total interest across the selected term.

Use it carefully

Test your own assumptions.

Use the loan balance after your deposit. Compare several rates, including a higher stress-test rate, before judging affordability.

Common questions

Are lender fees included?

No. Add application, valuation, legal, insurance and ongoing account costs separately.

What happens if rates change?

The result assumes one fixed rate for the whole term. Recalculate at higher and lower rates to test risk.

Is this Ireland calculator free?

Yes. The calculation runs free in your browser and does not require an account.

Can I rely on this result as financial advice?

No. It is an estimate for planning and comparison. Confirm important decisions with an appropriately qualified professional or official source.